Financial Wellness: 10 Ways To Practice It Every Day

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1. Track All Spending

2. Automate Savings and Bill Payments

3. Avoid Credit Cards (if Possible)

4. Budget for Big Purchases

5. Save for Retirement

6. Save for an Emergency Fund

7. Keep Records

8. Refinance Loans as Your Credit Improves

9. Keep Your Credit Usage Below 30%

10. Follow the 48-Hour Rule

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